Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. 

RELEVANT DEFINITIONS TO OUR PRIVACY POLICY

• Everyday Business Purposes are actions necessary by financial companies to run their business and manage customer accounts, such as processing transactions, mailing, and auditing services, providing information to credit bureaus, and responding to court orders and legal investigations.
• Non-public Personal Information is personally identifiable financial information that a customer provides to a financial institution; results from a transaction with the customer; or as otherwise obtained by the financial institution, which may include information regarding your account value and investment history.
• Affiliated Third Parties are companies related by common ownership, or affiliated by corporate control or common corporate control, with another company.
• Non-Affiliated Third Parties are companies not related by common ownership or control, either financial or nonfinancial companies, which include the custodians, mutual fund companies, and insurance companies.

WHAT NERAT CAPITAL, LLC DOES WITH YOUR PERSONAL INFORMATION?

Nerat Capital gathers and maintains your non-public personal information as required under Federal law to assist in providing advice, services, and products to you.

Protecting the privacy of customer information is one of our most fundamental responsibilities. For your investment accounts, we mirror the policies of our third-party custodians. This Notice summarizes our policy regarding the confidentiality and disclosure of customer information. We do not disclose Non-public Personal Information to any affiliates or nonaffiliated third parties, except under the conditions described in $313.14 and $313.15 of The Federal Trade Commission’s Privacy Rule.

WHAT DO WE COLLECT?

We may collect non-public personal information about you from the following sources:

Your account opening documentation, applications or other forms, which include name, address, phone number, social security number, and date of birth. It may also include your transactions with us, our affiliates and others; information from non-affiliated third parties, such as your credit history; and information for special services offered by our third-party custodians, such as bill payment requests.

WHAT WE SHARE?

We may disclose your non-public personal information, as described above, to an affiliated third-party, including the broker-dealer. We also may disclose the above information to non-affiliated third parties to assist us in servicing your account with us, such as our custodians; to securities regulators upon request; to others pursuant to a subpoena; or as otherwise permitted by law. Even if you decide to close your account(s) or your account becomes inactive, we will continue to adhere to the privacy policies and practices.  

HOW DO WE PROTECT YOUR PERSONAL INFORMATION?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

WHY CAN’T YOU LIMIT ALL SHARING?

Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes, such as information about your creditworthiness; affiliates to market to you; and non-affiliates to market to you. To limit our sharing, you may opt-out of this policy by sending a request to the Nerat Capital, LLC, 1160 Egan Road, Brookfield, WI 53045. If you limit sharing for any account, your choices will apply to everyone on your account.